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Elder Law and Estate Planning News

Is Alzheimer’s Disease Fatal?

By Rick Law of Law ElderLaw. Rick hosts multiple seminars a month at the Estate, Asset Protection, and Retirement Tax law firm at LEL in Western Chicagoland in Illinois.

There is a common misconception: that Alzheimer’s is not a fatal disease.

Most people still do not realize the basics of Alzheimer’s. Alzheimer’s disease is progressive, degenerative, and ultimately fatal. Unfortunately, most people still think about the disease as “a little bit of memory loss.”

We hear it from people all the time, people from all over the country. Many times, when I say that Alzheimer’s disease is progressive, degenerative, and fatal, people respond, “Alzheimer’s disease isn’t fatal!” Well-educated people in high positions will argue back at me, “You don’t die of Alzheimer’s disease!”

According to Dr. Maurizio Grimaldi of agingcare.com, Alzheimer’s disease (AD) is very complex and always fatal. It manifests initially with marked memory failure, but as it progresses, it also has an effect on higher brain functions. In the later stages of the disease, balance and coordination as well as autonomic functions like heart rate, breathing, digestion and sleep cycles are severely affected.

When the clinical picture of the disease is fully developed, a patient will be unable to perform the tasks that keep our bodies alive and functioning. Neurological damage causes the patient to lose the ability to coordinate even simple movements. Eventually, they are unable to walk, communicate, maintain control of their bladder and bowels, feed themselves, chew, and swallow food without significant assistance and careful supervision. The later stages can be both emotionally and physically taxing not only for patients themselves, but also for their family caregivers. At this point, if the subject has not already been discussed, family members may wish to consider hospice care for their loved one.

Denial is a really powerful evolutionary protection, we often see it when early symptoms appear. If we simply accept all the terrible things that go on in the world every day and don’t operate on some level of denial, we would all cease to function.

Denial helps us to deal with everyday life. Unfortunately, denial as related to Alzheimer’s disease leads to many bad outcomes.

If your loved one has memory problems and you’re afraid of the consequences that may bring, give our office a call today at 800-310-3100.  Your first consultation is absolutely free.  We’ll let you know what steps you need to take, right now, to protect yourself and your family.  Call now.

Sincerely,

Rick L. Law, Attorney, Estate Planner for Retirees.

Rick was named the #1 Illinois elder law estate planning attorney by Leading Lawyer Magazine. He has been quoted in the Wall Street Journal, AARP Magazine, TheStreet.com, and numerous newspapers and articles. Rick is the lead attorney at the Estate, Asset, and Retirement Tax law firm of Law ElderLaw, LLP, focusing in Estate Planning, Guardianship, and Nursing Home Solutions. His goal is to give retirees an informed edge when it comes to dealing with an uncertain future.  Get flexible retirement strategies that work during good times and bad, plus information on how you can save your home and assets from being used to pay for long term care.  Call 800-310-3100 for your free consultation now!


Know Your Rights: Patient Transfers/Discharges

By Rick Law, elder law and estate planning attorney in Aurora, IL.  Rick and his attorney daughter Diana Law are partners at the Estate, Asset, and Retirement Tax law firm of Law ElderLaw. 

Although each state has its own rules regarding transfers and discharges, if the facility accepts Medicaid and/or Medicare, it is bound by the federal rules.

A nursing home may only transfer or discharge a patient under federal law if it is

  • necessary for the resident’s welfare and the resident’s needs cannot be met in the facility;
  • appropriate because the resident’s health has improved sufficiently so the resident no longer needs the services provided by the facility;
  • the safety of individuals in the facility is endangered;
  • the health of individuals in the facility would otherwise be endangered;
  • the resident has failed, after reasonable and appropriate notice, to pay for (or to have paid under Medicare or Medicaid) a stay at the facility (or a resident who becomes eligible for Medicaid after admission to a facility, the facility may charge a resident only allowable charges under Medicaid); or
  • the facility ceases to operate.

Facilities must give notice to the resident and resident’s representative and the notice must provide the following:

  • the reasons for the transfer and discharge
  • the effective date of the transfer or discharge
  • where the resident will be transferred or discharged to
  • a statement informing the resident the he/she has the right to appeal the action to the state
  • the name, address, and telephone number for the state’s long-term care ombudsman

The facility is required to provide 30 days’ notice from the effective date of the transfer or discharge except for emergency situations.

Too many families needlessly lose everything they have.  Don’t let that be you.  If you need help paying the overwhelming cost of long term care, give our office a call at 800-310-3100.  Your first consultation is absolutely free.  We’ll let you know what steps you need to take, right now, to protect yourself and your family.  Call now, because when you’re out of money, you’re out of options!

Sincerely,

Rick L. Law, Attorney, Estate Planner for Retirees.

Rick was named the #1 Illinois elder law estate planning attorney by Leading Lawyer Magazine. He has been quoted in the Wall Street Journal, AARP Magazine, TheStreet.com, and numerous newspapers and articles. Rick is the lead attorney at the Estate, Asset, and Retirement Tax law firm of Law ElderLaw, LLP, focusing in Estate Planning, Guardianship, and Nursing Home Solutions. His goal is to give retirees an informed edge when it comes to dealing with an uncertain future.  Get flexible retirement strategies that work during good times and bad, plus information on how you can save your home and assets from being used to pay for long term care.  Call 800-310-3100 for your free consultation now!


Nursing Home Residents Can Still Participate in Their Own Care!

By Rick Law, elder law attorney and managing partner at the Estate, Asset, and Retirement Tax Law firm of Law ElderLaw. LEL is a multi-generational law firm serving seniors and their families, and helping them prepare for changes to healthcare and retirement planning.

Nursing home residents are entitled to manage their personal finances and choose their health-care providers.

The nursing home must keep residents informed of any plan of care and any changes in that plan and must allow the residents to be an active participant in their own health-care plan. This includes allowing residents to refuse treatment. The fact that people are residents of a nursing home doesn’t mean they lose their rights.

Nursing homes must assess a resident’s needs every 12 months and create a health-care plan appropriate to the needs of the particular resident.  Although each state has its own rules regarding transfers and discharges, if the facility accepts Medicaid and/or Medicare, it is bound by the federal rules.

A friend of the family had early-onset Alzheimer’s, which means that he was affected by Alzheimer’s before the age of 65. He became incapacitated at the age of 46, and during the next six years until he died, he was moved from one nursing home to another 16 times.

Some Alzheimer’s sufferers exhibit rage, anger, and aggression.  This client was young and strong and a threat to nursing home staff.  If a client poses a threat to an employee or another resident, the nursing home doesn’t have to give a 30-day notice. Staff will call the family and say, “Come and get your loved one within the next 24 hours!”

This example clearly demonstrates why it is so important to find a facility that knows how to deal with residents with Alzheimer’s disease. Sometimes the staff can actually minimize the rage by being more agreeable with the resident and by diverting their attention to something else.

Too many families needlessly lose everything they have.  Don’t let that be you.  If you need help paying the overwhelming cost of long term care, give our office a call at 800-310-3100.  Your first consultation is absolutely free.  We’ll let you know what steps you need to take, right now, to protect yourself and your family.  Call now, because when you’re out of money, you’re out of options!

Sincerely,

Rick L. Law, Attorney, Estate Planner for Retirees.

Rick was named the #1 Illinois elder law estate planning attorney by Leading Lawyer Magazine. He has been quoted in the Wall Street Journal, AARP Magazine, TheStreet.com, and numerous newspapers and articles. Rick is the lead attorney at the Estate, Asset, and Retirement Tax law firm of Law ElderLaw, LLP, focusing in Estate Planning, Guardianship, and Nursing Home Solutions. His goal is to give retirees an informed edge when it comes to dealing with an uncertain future.  Get flexible retirement strategies that work during good times and bad, plus information on how you can save your home and assets from being used to pay for long term care.  Call 800-310-3100 for your free consultation now!


Diana Law selected as a Leading Lawyer

BY LEL’s Rick Law.  Diana Law, and Rick Law are partners at the multi-generational law firm of Law Elder Law in Aurora, IL.  The Estate, Asset and Retirement Tax law firm at Law ElderLaw serve pre-retirees, retirees, seniors and their families.

LEL’s own Attorney Diana Law has once again been selected as a Leading Lawyer and was featured in the Network’s magazine. In 2009, Diana was first selected as a leading lawyer, and both her and her father – elder and estate planning attorney Rick Law – have received this honor several years in a row.

Diana plays an integral role within the Law ElderLaw, focusing on the elder law niche, including litigation due to financial abuse of an elder, guardianship, and estate administration. She is a member of the National Academy of Elder Law Attorneys, and has won a number of awards, including the Kane County Bar Association’s Outstanding New Lawyer Award in 2007.  In 2011, She became the youngest ever president of the Kane county Bar Association, and has also served as second vice-president of the KCBA’s Executive Board of Managers, in addition to being involved in several bar committees.

Diana and the rest of the Law ElderLaw team make it their goal to meet not only the legal needs of clients, but to address their worries, pain, and conflict caused by the burden of long-term care needs. Law ElderLaw touches clients where they are hurting and provides wise and experienced counsel. Clients need guidance through difficult family situations and to understand complicated public benefits.

The legal team communicates with clients in a hands-on and understandable way. The goal is to provide clarity and direction in getting through the byzantine and often adversarial Medicaid, VA benefits, and long-term health care systems, advocating to make sure that clients are aware of the many community resources that are available.

At Law ElderLaw, a key goal is to help clients age-in-place with dignity, safety, and peace of mind. Our clients’ goal is to never be out of money and quality health care options — and the firm works to help them achieve that goal.

Too many families needlessly lose everything they have.  Don’t let that be you.  If you need help building a fortress around your estate to protect it from creditors, predators, and the cost of chronic disease, give our office a call at 800-310-3100.  Your first consultation is absolutely free.  We’ll let you know what steps you need to take, right now, to protect yourself and your family.  Call now, because when you’re out of money, you’re out of options!

Sincerely,

Rick L. Law, Attorney, Estate Planner for Retirees.

Rick was named the #1 Illinois elder law estate planning attorney by Leading Lawyer Magazine. He has been quoted in the Wall Street Journal, AARP Magazine, TheStreet.com, and numerous newspapers and articles. Rick is the lead attorney for Law ElderLaw, LLP, focusing in Estate Planning, Guardianship, and Nursing Home Solutions. His goal is to give retirees an informed edge when it comes to dealing with an uncertain future.  Get flexible retirement strategies that work during good times and bad, plus information on how you can save your home and assets from being used to pay for long term care.  Call 800-310-3100 for your free consultation now!


Protect Yourself From Needless Suffering!

By elderlaw and estate planning attorney Rick Law.  Rick is founder and managing partner at the multi-generation Estate, Asset, and Retirement Tax Law firm of Law ElderLaw in Aurora, Illinois.

One of my friends is suffering from long term nerve pain, which is one of the most common complications caused by Shingles. Although Shingles can occur at any age, seniors and baby boomers are the primary groups seriously affected by it.

Once upbeat and positive, my friend’s voice was filled with anguish and despair as she said, “I just had another nerve block treatment to try to stop this never-ending, excruciating pain—and I’m still in torment.  In the blink of an eye, this disease totally changed my life.  I feel like life as I knew it is over.  I just want the old me back!”

Most of us are only vaguely aware of this disease, nevertheless, I’m convinced everyone over the age 60 should rush to get a Shingles vaccine. Often underestimated, it is not a “pretty” disease and you definitely want to avoid it, and almost every adult is a “shingles carrier.”  

If you had Chicken Pox, then you are carrying the Shingles-producing virus. It’s probably dormant right now, lurking near your nerve cells. Over 90% of the North American population has had Chickenpox, so you stand a fair chance of developing Shingles at some time during your aging process, or any time your immune system is compromised by sickness, stress, or medications.

You don’t catch Shingles; rather, the long-dormant virus wakes up angry and attacks you without warning. Painful, ugly skin rashes erupt on the face and/or other parts of the body.  Unfortunately, these itchy, burning, blistering rashes hang around for about a month on the average. If you do develop such symptoms, run—don’t walk—to get treatment right away.

Why risk scarring, skin infection, loss of vision or hearing, facial paralysis, and long term nerve pain? The vaccine has been proven effective in preventing horrible nerve damage for 2 out of every 3 older adults who receive it. I just spoke with my friend again recently. She is still suffering. She asked me to beg, not urge, you to call today to get the Shingles vaccine.

Too many families needlessly lose everything they have. Don’t let that be you. If you need help paying the overwhelming cost of long term care, give our office a call at 800-310-3100. Your first consultation is absolutely free. We’ll let you know what steps you need to take, right now, to protect yourself and your family. Call now, because when you’re out of money, you’re out of options!

Sincerely,

Rick L. Law, Attorney, Estate Planner for Retirees.

Rick was named the #1 Illinois elder law estate planning attorney by Leading Lawyer Magazine. He has been quoted in the Wall Street Journal, AARP Magazine, TheStreet.com, and numerous newspapers and articles. Rick is the lead attorney for Law ElderLaw, LLP, focusing in Estate Planning, Guardianship, and Nursing Home Solutions. His goal is to give retirees an informed edge when it comes to dealing with an uncertain future.  Get flexible retirement strategies that work during good times and bad, plus information on how you can save your home and assets from being used to pay for long term care.  Call 800-310-3100 for your free consultation now!


Alzheimer’s Disease and Home-Care

 

By Rick Law, elder law and estate planning attorney at the Estate, Asset and Retirement Tax Law Firm of Law ElderLaw in Aurora, IL.  

Finding a dependable, trustworthy, long-term caregiver is something that families often grapple with…  retaining a great caregiver is the other half of the struggle that families encounter when faced with disabilities and/or long-term diseases. The majority of the folks we encounter are impacted by Alzheimer’s Disease and the resulting progressive dementia. Alzheimer’s often causes people to lose their inhibitions and judgement, or what my mother calls our “thin veneer of civilization.”

Mike Rohan is the president of All-Trust Home Care, a firm that helps place professional caregivers in the home environment, as well as assisted living and nursing home situations.  He once shared with me that his company used to have a constant problem in staffing for Alzheimer’s clients; caregivers would often quit or demand reassignment after only a week or two.  He said, “People with AD can present challenging behaviors, such as screaming, repetitive questions, paranoia, non-cooperation, and even violent aggression.  Very few caregivers have been trained in how to deal positively with these challenges.”

In an effort to serve both his employees and the All-Trust clients, Mike decided to seek out a solution. He signed up for a program offered through the Alzheimer’s Association called the “Best Friends Approach to Dementia”, and attended the “Train the Trainer” classes for the best friends approach.  After completing the program, Mike began to teach his firm’s caregivers how to implement the Alzheimer’s care ideas included in the best friends approach.  The results have been nothing short of revolutionary.

It has worked out so well, that All-Trust has been offering training classes every Tuesday at their Hinsdale office, and every Thursday at their Deerfield office with some Saturday classes.  The classes are not only for their employees, client family members, but for members of the community as well. You can find out more about Mike and All-Trust Home Care at www.alltrusthomecare.com

Caregivers now have the tools that need to communicate effectively with their clients, despite the barriers of the clients’ dementia-related behaviors.  The quality of life for both the caregivers and care receivers has been remarkably improved.  In fact, Mike smiled broadly when he stated, “Before we implemented the best friends approach training, it was difficult to retain staff.  But now I cannot think of anyone who has quit.”

Similarly, at Law ElderLaw, we’ve added new seminars several times a month to serve the community at large. We address the issues important to you and your family, from estate, retirement and asset protection topics to navigating the ever changing and often uncertain landscape of aging, planning, and preparing. RSVP today for one of our complimentary upcoming seminars at lawelderlaw.com/events.

If your loved one has memory problems and you’re afraid of the consequences that may bring, give our office a call today at 800-310-3100.  Your first consultation is absolutely free.  We’ll let you know what steps you need to take, right now, to protect yourself and your family.  Call now.

 

Sincerely,

Rick L. Law, Attorney, Estate Planner for Retirees.

Rick was named the #1 Illinois elder law estate planning attorney by Leading Lawyer Magazine. He has been quoted in the Wall Street Journal, AARP Magazine, TheStreet.com, and numerous newspapers and articles. Rick is the lead attorney for Law ElderLaw, LLP, focusing in Estate Planning, Guardianship, and Nursing Home Solutions. His goal is to give retirees an informed edge when it comes to dealing with an uncertain future.  Get flexible retirement strategies that work during good times and bad, plus information on how you can save your home and assets from being used to pay for long term care.  Call 800-310-3100 for your free consultation now!


A New Way to Think About Long-Term Care

By Attorney Rick Law of the Estate, Asset, and Retirement Tax Law Firm at Law ElderLaw in West suburban Aurora. 

When we are asked by families to recommend a skilled care facility, our old refrain is; “Choose the care, not the curtains!”  In other words, investigate what it’s like to live in a facility – don’t just judge the place by the décor and the architecture.

This is an excerpt from an interview I had back in 2009 with Anthony Clark, R.N., then Clinical Nurse Manager and Physician Liaison for Countryside Care Center (now Symphony of Orchard Valley). After telling me some of his favorite lawyer jokes, he showed me a whole new way to think about long-term care nursing.

Q: Anthony, why do you serve here at Countryside?

A: I had wanted to get an operating room position, but due to circumstances, I decided to apply here.  Actually, an operating room job can be easier, because you never get attached to the patients—and most of the time… you win!—the patient gets well.  But in a nursing home facility, you experience just the opposite.  You spend long periods of time building relationships with people, and then you face the reality of their inevitable death.  You have to learn how to deal with your grief.

That’s one of the real challenges of being a part of a long term care setting.  Ultimately, you will lose someone you care about.  I try to focus on providing our residents with comfort, care, and friendship.  I have a lot of friends who live here.

Q: How do you and your staff find job satisfaction working in the nursing home at Countryside?

A: One of the greatest things we have here at Countryside is our Reminiscence Boulevard; that’s our memory enrichment wing.  Our staff go out of their way to love and care for our residents.  They smile, joke, sing, and dance together.  The staff on the Boulevard take pride in what they do.  They do their work well, and the residents and the residents’ families come to trust each one of them.

Q: What is one of the big reasons that you chose to work at Countryside?

A: Formerly, I did work in a fancy and totally remodeled short-term rehabilitation center.  Before the new construction, it had been an older, smaller facility.  The nursing team had been able to provide the highest quality of care.  But, after the reconstruction, we had a state-of-the-art building in which it was physically impossible for us to safely serve our residents.  Here, we can see all of the rooms from either end of the hallway.

Q: What is a special point of pride for you?

A: The staff must be emotionally up each time they come through the door, or it will show to our residents.  I am proud that every day, this care team shows up emotionally ready for the day.

Too many families needlessly lose everything they have.  Don’t let that be you.  If you need help paying the overwhelming cost of long term care, give our office a call at 800-310-3100.  Your first consultation is absolutely free.  We’ll let you know what steps you need to take, right now, to protect yourself and your family.  Call now, because when you’re out of money, you’re out of options!

Sincerely,

Rick L. Law, Attorney, Estate Planner for Retirees.

8 times named the #1 Illinois elder law estate planning attorney by Leading Lawyer Magazine, Rick has been quoted in the Wall Street Journal, AARP Magazine, TheStreet.com, and numerous newspapers and articles. Rick is the lead attorney for Law ElderLaw, LLP, focusing in Estate Planning, Guardianship, and Nursing Home Solutions. His goal is to give retirees an informed edge when it comes to dealing with an uncertain future.  Get flexible retirement strategies that work during good times and bad, plus information on how you can save your home and assets from being used to pay for long term care.  Call 800-310-3100 for your free consultation now!

 


Nursing Home Residents’ Rights

By Rick Law, founder and managing partner of Law ElderLaw in Aurora, Illinois.  At LEL, we know that the world has changed. Thankfully, we can help; We make the complex easy to understand.

The Federal Nursing Home Reform Act lays out the rights of the residents.

Under the federal act, a nursing home facility is required to protect and promote the rights of each resident, including, but not limited to the following rights:

  1. The resident has the right to exercise rights as a resident of the facility and as a citizen or resident of the United States. This means the resident is free to make financial and medical decisions.
  2. The resident has the right to be free of interference, coercion, discrimination, and reprisal from the facility in exercising those rights.
  3. In the case of a resident adjudged incompetent under the laws of a state by a court of competent jurisdiction, the rights of the resident are exercised by the person appointed under state law to act on the resident’s behalf.
  4. In the case of a resident who has not been adjudged incompetent by the state court, any legal-surrogate designated in accordance with state law may exercise the resident’s rights to the extent provided by state law.

The act also states the following:

  1. The facility must inform the resident both orally and in writing in a language that the resident understands of the resident’s rights and all rules and regulations governing resident conduct and responsibilities during the stay in the facility.
  2. The resident or legal representative has the right upon an oral or written request to access all records pertaining to the resident, including current clinical records within 24 hours (excluding weekends and holidays); and after receipt of records for inspection, to purchase at a cost not to exceed the community standard photocopies of the records or any portions of them upon request and two working days advance notice to the facility.
  3. The resident has the right to be fully informed in language that the resident can understand of total health status, including but not limited to, medical condition.
  4. The resident has the right to refuse treatment, to refuse to participate in experimental research, and to formulate an advance directive.
  5. The facility also must inform residents that are entitled to Medicaid benefits, in writing, at the time of admission to the nursing facility or when the resident becomes eligible for Medicaid of the items and services that are included in nursing facility services under the state plan and for which the resident may not be charged; those other items and services that the facility offers and for which the resident may be charged, and the amount of charges for those services; and inform each resident when changes are made to the items and services specified above.

 

If you’re ready to start getting your estate in order and secure your assets for the “worst-case” scenario, please give our office a call at 800-310-3100. Your first consultation is absolutely free.  We’ll let you know what steps you need to take, right now, to protect yourself and your family.  Call now.

Sincerely,

Rick L. Law, Attorney, Estate Planner for Retirees.

8 times named the #1 Illinois elder law estate planning attorney by Leading Lawyer Magazine, Ric has been quoted in the Wall Street Journal, AARP Magazine, TheStreet.com, and numerous newspapers and articles. Rick is the lead attorney for Law ElderLaw, LLP, focusing in Estate Planning, Guardianship, and Nursing Home Solutions. His goal is to give retirees an informed edge when it comes to dealing with an uncertain future.  Get flexible retirement strategies that work during good times and bad, plus information on how you can save your home and assets from being used to pay for long term care.  Call 800-310-3100 for your free consultation now!


What’s in a Name?

By Rick Law of the Estate, Asset, and Retirement Tax law firm at Law ElderLaw.  Rick, his attorney daughter Diana, and the rest of the team at LEL are located in Aurora, IL.

My, how time flies! It’s been almost a decade since my daughter and partner, attorney Diana Law, insisted that I come into the conference room to meet Gladys Kaminski…

A true sparkler, when Gladys enters a room, merriment walks in with her.  Upon our first meeting, we exchanged laugh-filled greetings, and then I asked Gladys why she wanted us to do her estate protection planning.

She quickly responded, “I don’t want to lose everything to long-term care expenses.  Even though I don’t have a lot, I want to make sure that my kids and grandkids can enjoy at least a part of it.”  She was working with Diana to prepare an Estate and Longevity Plan.  Her goal is to never be out of money or quality health care options as long as she lives.  One of the ways that we help clients achieve their goals is the use of very carefully designed trusts.

Most trusts take the name of the trustmaker—so ordinarily Gladys would have named her trust the “Gladys Kaminski Trust”—but she wanted to have it her way!  She wanted to call her new asset protection trust “The Happy Bottom Family Trust.”  Unusual, but legally a trust maker can choose any non-deceptive name for a trust.  I asked Gladys why she wanted a “Happy Bottom Trust.”  Giving me a wink, Gladys flashed a big smile and began her story.

“In 1941 I graduated from eighth grade.  I worked as a salesgirl at the dime store at 31st Street and Halsted in Chicago.  My boss, Mr. Fox, loved to tease me.  One day he came over to me and said loudly, “Gladaaas!  Gladaaaas!  Did you know your name translates as Happy Bottom?”  I laughed and laughed.  And I’ve been telling that story all my life.  Nobody remembers me when just I tell them my name is Gladys.  But everyone remembers me when I tell my name is Gladys and that means Happy Bottom.”

Now both Diana and I were laughing with her, and we agreed that The Happy Bottom Family Trust now made sense to us.  This trust is designed to protect a portion of her assets in the event she ever suffers unending long-term care costs.

If you’re ready to start getting your estate in order and secure your assets for the “worst-case” scenario, please give our office a call at 800-310-3100. Your first consultation is absolutely free.  We’ll let you know what steps you need to take, right now, to protect yourself and your family.  Call now.

Sincerely,

Rick L. Law, Attorney, Estate Planner for Retirees.

8 times named the #1 Illinois elder law estate planning attorney by Leading Lawyer Magazine, Rick has been quoted in the Wall Street Journal, AARP Magazine, TheStreet.com, and numerous newspapers and articles. Rick is the lead attorney for Law ElderLaw, LLP, focusing in Estate Planning, Asset Protection, and Retirement Taxes. His goal is to give retirees an informed edge when it comes to dealing with an uncertain future.  Get flexible retirement strategies that work during good times and bad, plus information on how you can save your home and assets from being used to pay for long term care.  Call 800-310-3100 for your free consultation now!

 


The Honor Flight Network

By Rick Law of Law ElderLaw.  LEL is Aurora, Illinois’ Estate, Asset, and Retirement Tax law firm.  The multi-generational law firm at Law ElderLaw serves seniors and their families in Chicagoland and the suburbs in Illinois.

The nonprofit Honor Flight Network, has the privilege of giving our veterans a special tribute for their service to our country. Honor Flight transports veterans, especially senior veterans or those with failing health, to Washington, D.C. to visit their memorials.

The inaugural Honor Flight Tour took place in May of 2005. Six small planes flew out of Springfield, Ohio taking twelve World War II veterans on a visit to the memorial in Washington, DC. In August of 2005, an ever-expanding waiting list of veterans led to a transition to commercial airline carriers with the goal of accommodating as many veterans as possible.

The Honor Flight Network program was conceived by Earl Morse, a physician assistant and Retired Air Force Captain. Earl wanted to honor the veterans he had taken care of for the past 27 years. After retiring from the Air Force in 1998, Earl was hired by the Department of Veterans Affairs to work in a small clinic in Springfield, Ohio. In May of 2004, the World War II Memorial was finally completed and dedicated in Washington, D.C. and quickly became the topic of discussion among his World War II veteran patients.

Earl repeatedly asked these veterans if they would ever travel out to visit THEIR memorial. Most felt that eventually, somehow, they would make it to D.C., perhaps with a family member or friend. As summer turned to fall and then winter, these same veterans returned to the clinic for their follow-up visits. Earl asked if they accomplished their dream of visiting the World War II Memorial. By now, for most of the veterans he asked, reality had settled in; it was clear to most that it simply wasn’t financially or physically possible for them to make the journey. Most of these senior heroes were in their 80’s and lacked the physical and mental wherewithal to complete a trip on their own. Families and friends also lacked the resources and time to complete the three- to four-day trip to the nation’s capital.

According to the Department of Veterans Affairs, an estimated 640 WWII veterans die each day. Honor Flight Network will continue do whatever it takes to fulfill the dreams of our veterans and help our heroes travel absolutely free.

Honor flights for Illinois veterans are flown multiple times a year.  There is an application process for both the veteran and the guardian.  You can contact them at through their website at www.honorflight.org or call 937-521-2400 to make arrangements for this very special event.

If the aging veteran you love could use some extra money to help pay for the cost of in-home, nursing home, or assisted living care, give our office a call at 800-310-3100.  Your first consultation is absolutely free.  We’ll let you know what steps you need to take, right now, to protect yourself and your family.  Call now.

Sincerely,

Rick L. Law, Attorney, Estate, Asset, and Retirement Taxes

8 times named #1 Illinois elder law estate planning attorney by Leading Lawyer Magazine, Rick has been quoted in the Wall Street Journal, AARP Magazine, TheStreet.com, and numerous newspapers and articles. Rick is the lead attorney for Law ElderLaw, LLP, Estate, Asset, and Retirement Tax Attorneys, a multi-generation law firm. His goal is to give retirees an informed edge when it comes to dealing with an uncertain future.  Get flexible retirement strategies that work during good times and bad, plus information on how you can save your home and assets from being used to pay for long term care.  Call 800-310-3100 for your free consultation now!