Something About Mary: A Widow’s Journey
By Rick Law, Senior Estate Planning Attorney and Elder Law Attorney in Aurora, IL. Mary and her husband, Larry, enjoyed health, happiness, and modest success for many decades. After reaching retirement age, Larry began to notice that Mary’s memory was slipping. Within a few years, Larry had changed from being Mary’s husband and best friend to being her full-time caregiver. Larry vowed that Mary would never go to a nursing home. It would be wonderful if such sentiments could always be fulfilled. Unfortunately, the realities of life and long-term care often thwart such commitments. And so it was to be for Larry and Mary. Then one day, Larry, who had been a lifelong smoker, was diagnosed with inoperable cancer. He was told to go home and get his affairs in order. Larry remained stoic about his own condition, but he was distraught about what was going to happen to Mary. He worried about how to provide the best care for her after he was gone. A friend whom he had come to know through an Alzheimer’s support group encouraged him to see an elder-law estate planner. This attorney understood estate planning, long-term care options, and nursing home and Medicaid law. Under the direction of the lawyer, Larry modified his estate plan to create a new will, which included a special kind of trust for the sole benefit of Mary during the balance of her life. Having money available for hearing aids, mobility devices, specialized therapies, trips, personal attendance, room enhancements, special events, and more is a marvelous way to increase the dignity of a person’s life while still qualifying them for nursing home Medicaid benefits. Too many families needlessly lose everything they have. Don’t let that be you. If you need help paying the overwhelming cost of long term care, give our office a call at 800-310-3100. Your first consultation is absolutely free. We’ll let you know what steps you need to take, right now, to protect yourself and your family. Call now, because when you’re out of money, you’re out of options! Sincerely, Rick L. Law, Attorney, Estate Planner for Retirees. Rick was named the #1 Illinois elder law estate planning attorney by Leading Lawyer Magazine. He has been quoted in the Wall Street Journal, AARP Magazine, TheStreet.com, and numerous newspapers and articles. Rick is the lead attorney for Law Elder Law, LLP, focusing in Estate Planning, Guardianship, and Nursing Home Solutions. His goal is to give retirees an informed edge when it comes to dealing with an uncertain future. Get flexible retirement strategies that work during good times and bad, plus information on how you can save your home and assets from being used to pay for long term care. Call 800-310-3100 for your free consultation now!